Find and combine
your pensions
Never lose track of your pensions
again, even if you change jobs.
Combine them into one new online
pension plan.
With investments, your capital is at risk.
What is FSCS?
Why Raindrop?
There’s nearly £20bn of unclaimed pensions in the UK and that number is growing rapidly. We’re here to change that. In fact, we’ve already found over £10 million in lost pensions.
Our goal is to make sure you don’t lose track of those hard-earned pension contributions. So we designed a quick and easy-to-use, online pension consolidation service. One that works for you today, tomorrow and provides for you in your retirement.
Let's talk details
Always there for you
We find your pensions, so you don’t have to. You will be
assigned a dedicated pension assistant to help you
anytime you need.
Access online 24x7
Our fully digital service means no chunky paperwork or
waiting on hold. Check your pension search progress and
balance anytime, anywhere.
World class money managers
Our pensions are managed by either BlackRock® - the
largest investment manager in the world, or Legal &
General - the largest asset manager in the UK.
Transparent fees
We do not charge for finding and combining your pensions. You
are charged one all-in fee to manage your combined pension
pot. Our fees page gives you all you need to know.
How our pension find and
combine service works
Your personal details
Enter your personal details to allow your old pension provider to verify your identity
Details about your old pension
We use these details to find both workplace pensions and personal plans
You are ready to go
Your dedicated pension assistant will reach out with regular updates
We will bring your pensions together
Manage your new combined pension plan online and access our excellent customer service anytime you need
FAQs
Everything you need to know about Raindrop’s Pension finding and combining service
01
When you sign up for our Pension Finder service we will create a Raindrop account for you to track the progress of your requests. Once we find your first pension we will then open your Raindrop pension so that we can start bringing them all together in one place.
02
Yes. When we combine your pensions that we have found, we will create a new Raindrop pension. We’ll combine those old pensions into this one simple online plan which you can manage digitally 24x7.
03
No, not at all. We’ll happily hunt for as many pensions as you want. As long as you can provide the basic information we require, we’ll do our very best to find all your old pensions.