A flexible pension for the self-employed

Save for your future, without compromising your present. Built for the flexible workforce.

What is Raindrop?

Raindrop allows you to take control of your retirement by consolidating all of your pensions into one place and allowing you to be flexible with how much you put away for your retirement.

You can also save through your limited company with Raindrop.

Fully digital

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25% tax top-up

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100% flexible

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Take control of your savings

We're also hosting webinars with accountants and financial advisors to give you the tools to cut through pension jargon and admin.

Who we work with

Digital pension at your fingertips

Under 10 minutes to set up – we'll do the rest. Lost your old pensions? We'll help find them and bring them all into one place. Easy to keep track of and manage, online or on your phone.

+25% tax top-up on contributions

Most personal pension contributions benefit from tax relief. This means the government adds 25% to your Raindrop pension for every eligible contribution - for every £100 you get an additional £25.

You may even be able to claim back more if you are a higher or additional rate taxpayer.

Complete flexibility

You’ll be able to contribute as much as you want whenever you want – be it from your personal account or your limited company.

Are you part of the 8 out of 10 self-employed who aren't benefitting? We've made it really easy so you don't miss out.

Start your journey today

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Pensions are a long-term investment. The retirement benefits you receive from your pension plan will depend on a number of factors including the value of your plan when you decide to take your benefits which isn’t guaranteed and can go down as well as up. The value of your plan could fall below the amount(s) paid in.

The value of the tax benefits of your pension depends on your individual circumstances. Tax rules and circumstances may change in the future.

High levels of pension encashments or income may not be sustainable and in some cases could reduce the value of your pension to zero. You should consider the impact this might have on your income in retirement.