Give yourself peace of mind. Take control of your pension. 

Raindrop finds and combines all your old pensions into one simple, online pension plan.

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With investments, your capital is at risk.

What is FSCS?

FSCS protects customers when authorised financial services firms fail. You could be entitled to compensation of up to £85,000. FSCS protection does not cover a change in the value of your investments, however it covers you if the operations of our partners is affected.

Why Raindrop? 

Our goal is making sure you don’t lose track of those hard-earned pension contributions.

There’s nearly £20bn of unclaimed pensions in the UK and that number is growing rapidly. We’re here to change that. In fact, we’ve already found over £10 million in lost pensions.

We’ve worked hard to design an easy-to-use, online pension consolidation service. One that works for you today, tomorrow and provides for you in your retirement.

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Always there for you

We find your pensions, so you don’t have to. All we need to know is all the places you’ve worked and when. Our fully digital service means no clunky paperwork or waiting on hold. Just good old human interaction via phone call, email or live chat.

Take full control of your future

Combining your old pensions into one new, flexible Raindrop pension lets you see clearly how much all your pension contributions add up to. Plan for the future by topping up whenever you want, with just a couple of clicks.

Put your trust in our funds

Our pensions are managed by either BlackRock® - the largest investment manager in the world, or Legal & General - the largest asset manager in the UK.

You’ll never be ambushed by fees

Finding and combining old pensions into one new pension plan means just one monthly fee to pay, covering all your pensions in one pot. Our fees page gives you all you need to know about our fees, in clear and simple terms. No jargon. No hidden fees.

With investments, your capital is at risk.


Everything you need to know about Raindrop’s Pension finding and combining service


Do I need to sign up for a Raindrop pension account in order to use your Pension Finder service?

When you sign up for our Pension Finder service we will create a Raindrop account for you to track the progress of your requests. Once we find your first pension we will then open your Raindrop pension so that we can start bringing them all together in one place.


If I combine my pensions with Raindrop, will I have a new pension altogether?

Yes. When we combine your pensions that we have found, we will create a new Raindrop pension. We’ll combine those old pensions into this one simple online plan which you can manage digitally 24x7.


Is there a maximum number of pensions Raindrop will look for?

No, not at all. We’ll happily hunt for as many pensions as you want. As long as you can provide the basic information we require, we’ll do our very best to find all your old pensions.