Investments

Bonds & fixed income

Investments

Bonds are financial instruments, just like stocks (or equities). Specifically, they are debt instruments commonly issued by a government or company in order to raise funds from investors in the market.

In other words, when someone sells a bond to the market they are borrowing money from the market.

Bonds normally have ‘coupons’ and a ‘principal’. The principal is the amount borrowed and is normally repaid in full at the end of the life of the bond (at ‘maturity’) while coupons are effectively the interest paid on the loan, and are often expressed as a percentage of the principal.

As an example, a company may borrow £100 for 10 years by selling a bond to the market. The company would then pay, say, a coupon of 2% (or £2) every year and at the end of those 10 years it would repay the £100 plus the final year coupon of £2. Therefore a bond investor would receive a total of £120.

There are two large sub-groups within the financial markets – fixed income and equities (i.e. stocks). Bonds are part of fixed income as their income is pre-determined, or ‘fixed’. Currencies and commodities are also sometimes considered to be part of fixed income securities but bonds are normally the only products with truly fixed income.

We’ll never leave you high and dry

Our customer support team is rated "Excellent" and is always on hand to help you during the setup process and once you have your new pension. There are 3 ways you can contact us:
tick red icon

Log in to our website and chat to us

tick red icon

Email us on support@myraindrop.co.uk

tick red icon

Call us on 02039517253

Heading

Heading

This is some text inside of a div block.
This is some text inside of a div block.

What’s a Rich Text element?

What’s a Rich Text element?

The rich text element allows you to create and format headings, paragraphs, blockquotes, images, and video all in one place instead of having to add and format them individually. Just double-click and easily create content.

The rich text element allows you to create and format headings, paragraphs, blockquotes, images, and video all in one place instead of having to add and format them individually. Just double-click and easily create content.

Static and dynamic content editing

Static and dynamic content editing

A rich text element can be used with static or dynamic content. For static content, just drop it into any page and begin editing. For dynamic content, add a rich text field to any collection and then connect a rich text element to that field in the settings panel. Voila!

A rich text element can be used with static or dynamic content. For static content, just drop it into any page and begin editing. For dynamic content, add a rich text field to any collection and then connect a rich text element to that field in the settings panel. Voila!

How to customize formatting for each rich text

How to customize formatting for each rich text

Headings, paragraphs, blockquotes, figures, images, and figure captions can all be styled after a class is added to the rich text element using the "When inside of" nested selector system.

Headings, paragraphs, blockquotes, figures, images, and figure captions can all be styled after a class is added to the rich text element using the "When inside of" nested selector system.

We’ll never leave you high and dry

Our customer support team is rated "Excellent" and is always on hand to help you during the setup process and once you have your new pension. There are 3 ways you can contact us:
tick red icon

Log in to our website and chat to us

tick red icon

Email us on support@myraindrop.co.uk

tick red icon

Call us on 02039517253