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Investment wrappers

Individual Savings Account (ISA)
General Investment Accounts (GIA)
Pension
Rainy-day pot

Investments

Bonds & fixed income
Dividend
Fund
Stocks
Interest

Key pension facts

Auto-enrolment
Contribution
Drawing benefits
Triple lock
State Pension

Pension transfers

No items found.

Recent pension developments

Collective Defined Contribution

Regulation

Financial Conduct Authority
IR35
Prudential Regulation Authority (PRA)
The Pension Regulator (TPR)
Department for Work and Pensions (DWP)

Tax

Annual allowance
Capital gains tax
Corporation tax
Income tax
Inheritance tax

Types of pensions

Contract-based pension
Defined Benefit (DB)
Defined Contribution (DC)
Net-pay schemes
Personal pension

Withdrawing from a pension

Annuity
Crystallised pension
Drawing benefits
Flexi-access drawdown (FAD)
Money Purchase Annual Allowance (MPAA)

Contribution

Key pension facts

The amount of money you add to your pension pot. Contributions can be made either directly by you or by your employer; even a third party such as your spouse may contribute to your pension pot.

Members of both defined benefit and defined contribution pension schemes need to make contributions to their pension in order to be able to reap the rewards at retirement.

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Raindrop ® is a trading name of Raindrop Technologies Holdings Ltd (FRN: 931052) an Appointed Representative of Resolution Compliance Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN: 574048). Raindrop Technologies Holdings Ltd is registered in England and Wales. Number: 12431555. Registered office: Runway East London Bridge, 20 St Thomas Street, London SE1 9RS, UK.