Key pension facts

Crystallised pension

Withdrawing from a pension

A pension becomes ‘crystallised’ as soon as you start drawing benefits from it through an annuity or income drawdown; effectively, it means cashing in and getting access to your pension savings. The earliest you can crystallise your pension is normally at age 55.

When you crystallise a pension you do not have to stop contributing to it, though your allowance is going to be lower (see Money Purchase Annual Allowance (MPAA)).

We’ll never leave you high and dry

Our customer support team is rated "Excellent" and is always on hand to help you during the setup process and once you have your new pension. There are 3 ways you can contact us:
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Call us on 02039517253